Colchester Mortgages

Let To Buy

Consider a Let To Buy Mortgage if you are planning to relocate but want to keep your current home.
To see if you are eligible for a Let To Buy Mortgage, you will need to contact your existing mortgage provider to see if this is something they are happy for you to do; this is called a Consent To Let. Alternatively, you may need to convert your existing mortgage into a Buy To Let Mortgage. Both options will then allow you to rent the property.
Contact us today to see if a Let To Buy mortgage is an option for you.The Financial Conduct Authority does not regulate some forms of Buy to Lets. Your property may be repossessed if you do not keep up repayments on your mortgage.

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What is Let To Buy?

A Let To Buy Mortgage allows you to move home while renting out your current property. It means you’ll have two mortgages simultaneously.A Let To Buy Mortgage is often the right option when you want to keep the home you currently live in, but relocate.

Why choose Colchester Mortgages?

Our team has years of experience in finding the right solutions for our clients. If you feel like a Let To Buy Mortgage is an option for you, we guarantee that you will be in safe hands, and we will explore all possible solutions for your individual requirements.At Colchester Mortgages, we have access to many mortgage providers and are dedicated in finding our clients the most suitable Let To Buy deals.

What Can I Expect?

We will help guide you through the Let To Buy process from initial discussions all the way through to completion, to ensure this transition is as quick and easy as possible. We’re here to answer all your questions and find the right solution for your circumstances.

Why Consider Let To Buy?

There are many reasons you may choose a Let To Buy Mortgage. Here are some of the most common to consider:

– You’re in a hurry to move home and don’t have time to wait for your current property to sell.

– You are looking to move for a short period of time and wish to return to your current home in the future (many people view keeping their existing property as a financial investment).

– For many people a Let To Buy Mortgage is the perfect financial option, as they are able to release equity from their current property through remortgaging, which can allow them to buy another home. – You are looking to purchase a property with a partner but wish to retain your current home.

– Or perhaps you are unable to sell your current property due to poor market-conditions.

What Our Clients Say

Colchester Mortgages should be the only broker you consider. They have Experience in abundance, they’re on hand to help with any query (no matter how silly you think it might be) and they’re incredibly knowledgeable in their field. Daniel and the team made the process of re mortgaging our house so much easier, we would certainly have been lost without their guidance and would highly recommend them to anyone.

– Grace – December 2022

I highly recommend Mr Daniel Morgan and his team. Very professional and mindful. Me and my wife are first time buyers, of foreign passports and only residence of The UK for a bit over 2 years. We had our mortgage deal with a help of Dan and Co. Really guide us through and through Can’t be thankful enough. Highly recommended specially for first time buyers!

– Wulf – October 2022

Dan was abs brilliant. I didn’t have a perfect credit history and I was really worried, but Dan gave me loads of really helpful, sensible advice, and everything went through perfectly.

– Holly – October 2022

Dan helped me remortgage my house with an excellent deal. Highly recommend his services.

– Jack – October 2022

Dan Morgan did a great job arranging mortgage for us. We were really happy with his service, extremely professional and knowledgeable. Would highly recommend him.

– Carly – November 2022

We had an excellent experience with Dan and have recommended him several times !

– Clare – October 2022

Dan provided a fantastic service from start to finish on our remortgage. No one I would trust more than Dan for my mortgage and protection needs. Thank you again!

– Carla – February 2023

Dan has been absolutely fantastic throughout our house buying process. As first time buyers, he has been so reassuring. He is professional, personable, and relatable. Will 100% recommend Dan to anyone. Thanks so much!

– Grace & Mike – February 2023

This time a year ago I was in the process of purchasing my first home , and with all the stress that comes with it I can honestly say Dan made this as easy as it gets in the property industry , helping me with all my queries and achieving my required loan , baring in mind I also had 2 other mortgage brokers who also were helpful however I was drawn to Dan from the get go and followed through with him , I hope to be able to use him again on Re-mortgaging soon .

– Angelo – December 2022

Daniel Morgan is incredibly personable, professional and knowledgeable and he is out there in a league of his own. We’d spoken to many other brokers and directly with banks but Daniel always shone through with not only the better deal, but better service throughout, with unparalleled transparency and attentiveness. We were so grateful that he really took his time with our appointments to understand our situation fully, and to explain everything in detail so we could make the most informed decisions. Thanks for your help Daniel, we wish you and your team all the best success for the future.

– Luke – October 2022

After a worrying few weeks thinking we weren’t going to get the mortgage offer approved, Dan managed to get an offer agreed with Natwest. He was reaassuriung and kept us up to date with all stages. Would highly recommend.

– Harriet – December 2022

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If you’re interested in learning more about your let to buy options please leave your details and a member of our expert team will be in touch shortly.