About Us

Colchester Mortgages Ltd has been set up by Paul Devereux, Debbie Humphrey and John Palmer, who have been involved in Estate Agency for the past few decades.


Having run Palmer & Partners Estate agents since 2004, with branches across Essex and Suffolk, we feel well-placed to refer our clients to Palmer & Partners to assist with all their moving requirements, mortgages and insurance needs.


We have an excellent team and are committed to making your mortgage journey as stress-free as possible.

Dan Morgan Mortgage & Protection AdviserDan has been working in financial services since 2014. Dan started his financial career working with high street banks before joining Colchester Mortgages as a mortgage and protection adviser. He has a wealth of experience dealing with all types of mortgage and protection applications. Dan prides himself on his ability to adapt to all scenarios to meet his client’s needs and requirements whilst delivering exceptional customer service and getting to know his clients.

Billie-Jai Day Mortgage & Protection AdviserBillie-Jai has recently joined Colchester Mortgages as a Mortgage and Protection Adviser. Locally based, Billie-Jai has several years working within mortgages and the finance industry. She understands how to support our clients, whether you are a first-time buyer or looking to re-mortgage, with excellent customer service skills and a passion for the business.

Ben Smith Mortgage AdministratorBen joined Colchester Mortgages as our Mortgage Administrator, bringing expertise and a commitment to excellence. Instrumental in seamless operations, he supports our dynamic team. His passion for the mortgage industry shines through in every task, reflecting his dedication to our success. Ben’s proactive approach ensures unparalleled service for our clients.

What Our Clients Say

Amazing Mortgage advisors provided the best deal available! Couldn’t recommend them more!

– Nyasha – May 2024

From start to finish Billie has been brilliant, if funds are tight she just seemed to make it work. Thanks Billie.

– Lewis – May 2024

Superb service from Dan. Having the initial meeting to the offer being issued took only 1 week!!! He explained everything thoroughly and gave us advice on what best suits our needs and financial situation. Highly recommend, thank you.

– Hayley – May 2024

Dan and all staff are very professional and welcoming. We are first time buyers so didn’t have the first clue on where to begin however the team made the process for us as stress free as possible and was very informative, with quick communication and correspondence.

– Stephanie – May 2024

Our experience with Colchester Mortgages was absolutely fantastic, start to finish. We were looked after by Billie-Jai, and the quality of her service was unprecedented. She went above and beyond and made what can be such a stressful process easy and understandable. We have moved three times before and have never had such a brilliant experience with a mortgage broker. Incredibly knowledgeable and friendly. We would absolutely recommend and would use again. Thanks Billie-Jai!

– Connor C – May 2024

Billie-Jai has been great throughout our process of looking and being accepted on a mortgage. Really clear when providing information and also very proactive and willing to work around our schedule. Would definitely recommend using if you get the chance.

– Connor _ May 2024

Billie-Jai advised on the mortgage for our home move, she was very quick and communicated clearly throughout. We had issues with the chain which she helped us resolve by obtaining information we needed to keep things moving. I cannot fault the service we received, I highly recommend Colchester Mortgages.

– Jack – May 2024

I had the pleasure to work with Billie from Colchester Mortgages and I am extremely delighted with the service I received. Being a first time buyer, I am happy to say that I found the process straightforward and Billie kept me informed of all the updates proactively.

– Vinu – May 2024

Excellent service and very professional Great communication. Could not fault the 2 ladies that have delt with our mortgage. Would advise their services to anybody. Thank you for everything Billie-Jai Day and Poppy Morris. Appreciate all your hard work.

– Tracey, March 2024

I worked with Billie to secure my mortgage on my house purchase. Nothing was ever too much for her and she always went above and beyond in ensuring that the mortgage rates offered to me were the best available. I’m delighted to confirm that because of her efforts along with her right hand man Poppy, I moved in smoothly on Monday! Thanks guys for all your help.

– Oliver, February 2024

Billie-Jai and Poppy were both excellent with us to get our mortgage for our first home. They were always quick to respond and kept us updated throughout. Great customer service.

– Hannah, February 2024

Contact Us

Get in touch today and speak to one of our expert team about how our services could help you.