Adverse Credit

If you have a history of bad credit we have access to specialised Adverse Mortgage lenders that are able to consider your credit history, so please talk to us today to let us help you.We need you to be open and honest with us to allow us to work with your individual requirements and we will use our expertise to help find the right mortgage lender for you.Contact us today to see how we can help you.

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What Our Clients Say

My experience was amazing. The whole process went smoothly. The whole team was so helpful. They didn’t waste anytime, very polite and made sure I got the best deal possible. The communication was brilliant. So I want to say a big thank for making it successful!

– Abisola – September 2023

We want to firstly say a huge thank you to Billie-Jai at Colchester Mortgages. We spoke to Billie-Jai before making an offer and we were very impressed and grateful for the advice and support offered. Billie-Jai always went the extra mile to ensure we were aware of the situation and any updates on our process even out of office hours which made our experience through the process that much easier and simpler. Billie-Jai always gave us information and advice that suited our needs. I can honestly say as first-time buyers the process has been smooth because of the great support we have received. We recommend everyone to use Colchester Mortgages and we will be making sure to continue working with Billie-Jai in the future. Not only as we trust Billie-Jai but her strong work ethic does not go unnoticed. Additionally, thank you to Poppy who has been very professional and helpful.

– Nina – September 2023

Having an interest only mortgage and being close to my 60th, though we’ll probably have to sale our house to pay back the outstanding amount. Thanks to Billie-Jai and Daniel Morgan from Colchester Mortgages.. We have just received a repayment mortgage offer. Fantastic service updated every step of the way. Would highly recommended

– Malcolm – August 2023

We are first time buyers that went into the process completely clueless but the team at Colchester Mortgages, especially Billie-Jai, have been absolutely amazing! Any questions, concerns and alterations we have made were dealt with extremely quickly and efficiently and she would keep us informed at every stage. Colchester Mortgages have kept in contact very regularly to keep us updated on the process and have chased up all the necessary things to make sure it all runs smoothly. Thank you to Billie-Jai and all on the team!

– Reece – August 2023

I have used this company twice now and how easy and great they are to use. So friendly and helpful.

– Caroline – August 2023

Helpful professional service. Would use happily again.

– Miklos – August 2023

In regards of Dan and Poppy, excellent service to me and my partner, being first time buyers we had little knowledge of what to do but they went through it step by step for us to understand it all. highly recommended to anyone will definitely come back for when we look to move again.

– Jack – August 2023

Colchester Mortgages are an amazing broker team, I had Billie and Poppy looking after me as well as helping me though out my search for my first home, they where always there to help I cannot recommend this company enough just outstanding work.

– Toss – August 2023

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If you have poor credit history or are worried about getting a mortgage contact us today to discuss your options with a friendly member of our specialist team.